Doria Sierra, CarlosAnaya Yances, FreddyPerneth Peñata, Daniel David2023-02-122023-02-122022-02-10https://repositorio.unicordoba.edu.co/handle/ucordoba/7084This research reveals the financial educative level in the stores from the Cereté neighborhood in the Cordoba department, since the financial education has three elements, such as the financial knowledge which include those basic learnings that each administrator must have, the financial behavior as the way how an administrator can answer to the environmental changes and the actions made to carry out a correct business management, and finally, the financial understanding attitude as the set of beliefs that have had about administration and the way how those are applied, showing the vision of the administrator of the exercise of this. For the developing of the research was had in to account a population of 101 neighborhood stores, get the sample of 42 stores, representing a 40,35% of the population, where was found that the 53% was the financial educative level of the neighborhood store administrators which is a medium level in the administrative functions and corporative financial practice, where can be denoted that an intervention can be necessary in the commercial sector, any time it can be helped to the store seller to improve their skills and abilities that help to use tools which can increase and develop of their companies and get high incomes, and the improvement of the competitive market that warranty the maintenance of this business model over time.RESUMEN .................................................................................................................1ABSTRACT ...............................................................................................................21 INTRODUCCION ...............................................................................................32 LA EDUCACION FINANCIERA EN LAS TIENDAS DE BARRIO. ..............43 EDUCACIÓN FINANCIERA .............................................................................73.1 Aspectos teóricos. .........................................................................................73.2 Antecedentes.................................................................................................94 ASPECTOS METODOLÓGICOS ....................................................................134.1 Enfoque de investigación............................................................................134.2 Tipo de investigación..................................................................................134.3 Diseño de investigación ..............................................................................134.4 Población y muestra del estudio .................................................................144.5 Análisis de datos.........................................................................................154.6 Instrumento .................................................................................................155 RESULTADOS..................................................................................................175.1 Conocimiento Financiero............................................................................185.1.1 Conceptos Clave ...................................................................................205.1.2 Valor Presente Neto ..............................................................................215.1.3 Rendimiento..........................................................................................225.1.4 Costo de Capital....................................................................................225.1.5 Interés....................................................................................................235.1.6 Riesgo ...................................................................................................245.1.7 Análisis de Proyectos............................................................................245.1.8 Inversión y Estrategias..........................................................................255.1.9 Utilidades..............................................................................................265.1.10 Estructura de Capital...........................................................................265.1.11 Análisis y Planeación Financiera........................................................275.1.12 Medición de la situación financiera. ...................................................285.1.13 Administración del capital de trabajo .................................................285.2 Comportamiento Financiero .......................................................................295.2.1 Presupuesto ...........................................................................................305.2.2 Ahorro Activo .......................................................................................315.2.3 Comportamiento ...................................................................................315.2.4 Metas Financieras.................................................................................375.2.5 Elección de Productos...........................................................................385.2.6 Haciendo que el Dinero alcance ...........................................................385.2.7 Costumbre .............................................................................................395.3 Actitudes Financieras..................................................................................396 CONCLUSION ..................................................................................................467 RECOMENDACIONES ....................................................................................499 REFERENCIAS.................................................................................................5010 ANEXOS........................................................................................................57application/pdfspaCopyright Universidad de Córdoba, 2022Trabajo de grado - Pregradoinfo:eu-repo/semantics/openAccessAtribución-NoComercial-SinDerivadas 4.0 Internacional (CC BY-NC-ND 4.0)Educación financieraConocimientoComportamientoActitudesFinanzas CorporativasFinancial educationKnowledgeBehaviorAttitudesCorporative financial